Effective Date: January 2026

Welcome to Plan Heal Earn (“PHE,” “we,” “us,” or “our”). By accessing or using this website, you agree to the following Terms and Conditions.

Educational Purpose Only
All content provided through Plan Heal Earn is for educational and informational purposes only. Nothing on this website constitutes medical advice, mental health treatment, legal advice, financial advice, or employment advice.

No Medical or Mental Health Services
Plan Heal Earn does not provide diagnosis, treatment, therapy, counseling, or medical services. Any professionals referenced operate independently and are not employees or agents of PHE.

No Financial or Income Guarantees
Any information related to income opportunities, work pathways, or earning potential is provided for educational purposes only. We do not guarantee income, employment, or financial results.

No Employment Relationship
Use of this website does not create an employment, partnership, joint venture, or agency relationship.

User Responsibility
You are solely responsible for your decisions, actions, and results. You agree to use your own judgment and seek appropriate professional advice when needed.

Intellectual Property
All content on this website is owned by Plan Heal Earn or its licensors and may not be copied or distributed without permission.

Limitation of Liability
Plan Heal Earn shall not be liable for any damages arising from your use of the website or reliance on its content.

Changes to Terms
We reserve the right to modify these Terms at any time. Continued use of the website constitutes acceptance of updated terms.

Governing Law
These Terms are governed by the laws of the State of Florida.

Contact Information
For questions regarding these Terms, please contact us through the website.