Effective Date: January 2026

Plan Heal Earn (“PHE”) provides digital educational content and resources.

Digital Products and Services
Due to the nature of digital products and downloadable content, all sales are final unless otherwise stated.

No Refund Policy
We do not offer refunds, exchanges, or cancellations once access has been granted.

Exceptions
If a technical issue prevents access to purchased content, please contact us, and we will make reasonable efforts to resolve the issue.

Chargebacks
Unauthorized chargebacks may result in the revocation of access to content and services.

Changes to This Policy
We reserve the right to update this policy at any time.

Contact Information
For questions regarding this policy, please contact us through the website.